{"id":696,"date":"2018-04-01T10:36:18","date_gmt":"2018-04-01T10:36:18","guid":{"rendered":"http:\/\/bizlawyer.com.vn\/nhung-diem-moi-trong-quy-dinh-ve-cua-phuong-thuc-giai-ngan-von-cho-vay-cua-to-chuc-tin-dung-chi-nhanh-ngan-hang-nuoc-ngoai"},"modified":"2018-04-01T10:36:18","modified_gmt":"2018-04-01T10:36:18","slug":"nhung-diem-moi-trong-quy-dinh-ve-cua-phuong-thuc-giai-ngan-von-cho-vay-cua-to-chuc-tin-dung-chi-nhanh-ngan-hang-nuoc-ngoai","status":"publish","type":"post","link":"https:\/\/bizlawyer.vn\/vi\/nhung-diem-moi-trong-quy-dinh-ve-cua-phuong-thuc-giai-ngan-von-cho-vay-cua-to-chuc-tin-dung-chi-nhanh-ngan-hang-nuoc-ngoai","title":{"rendered":"Nh\u1eefng \u0111i\u1ec3m m\u1edbi trong quy \u0111\u1ecbnh v\u1ec1 c\u1ee7a ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n v\u1ed1n cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i"},"content":{"rendered":"

Ng\u00e0y 29\/12\/2017, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 21\/2017\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n v\u1ed1n cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 01\/04\/2018.<\/span><\/span><\/span><\/p>\n

Theo \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 21\/2017\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n v\u1ed1n cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i nh\u01b0 sau: <\/span><\/span><\/span><\/p>\n

1. Ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n v\u1ed1n cho vay s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t:<\/span><\/span><\/span><\/p>\n

– T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay ph\u1ea3i s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 gi\u1ea3i ng\u00e2n v\u1ed1n cho vay v\u00e0o t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng t\u1ea1i t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p:<\/span><\/span><\/span><\/p>\n

+ Kh\u00e1ch h\u00e0ng thanh to\u00e1n, chi tr\u1ea3 cho c\u00e1c m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n vay m\u00e0 ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh ph\u1ea3i th\u1ef1c hi\u1ec7n th\u00f4ng qua t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng;<\/span><\/span><\/span><\/p>\n

+ Kh\u00e1ch h\u00e0ng l\u00e0 b\u00ean th\u1ee5 h\u01b0\u1edfng c\u00f3 t\u00e0i kho\u1ea3n thanh to\u00e1n t\u1ea1i t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n, \u0111\u00e3 \u1ee9ng v\u1ed1n t\u1ef1 c\u00f3 \u0111\u1ec3 thanh to\u00e1n, chi tr\u1ea3 c\u00e1c chi ph\u00ed thu\u1ed9c ch\u00ednh ph\u01b0\u01a1ng \u00e1n, d\u1ef1 \u00e1n kinh doanh ho\u1eb7c ph\u01b0\u01a1ng \u00e1n, d\u1ef1 \u00e1n ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay quy\u1ebft \u0111\u1ecbnh cho vay theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt;<\/span><\/span><\/span><\/p>\n

+ Kh\u00e1ch h\u00e0ng tr\u1ef1c ti\u1ebfp thanh to\u00e1n, chi tr\u1ea3 ti\u1ec1n mua s\u1ea3n ph\u1ea9m n\u00f4ng nghi\u1ec7p thu\u1ed9c l\u0129nh v\u1ef1c n\u00f4ng, l\u00e2m, di\u00eam nghi\u1ec7p v\u00e0 th\u1ee7y s\u1ea3n t\u1eeb c\u00e1 nh\u00e2n, h\u1ed9 gia \u0111\u00ecnh, ch\u1ee7 trang tr\u1ea1i, h\u1ed9 kinh doanh v\u00e0 t\u1ed5 h\u1ee3p t\u00e1c c\u00f3 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh tr\u00ean \u0111\u1ecba b\u00e0n n\u00f4ng th\u00f4n \u0111\u1ec3 kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh, ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch vay v\u1ed1n ghi trong th\u1ecfa thu\u1eadn cho vay;<\/span><\/span><\/span><\/p>\n

– T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay ph\u1ea3i s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt \u0111\u1ec3 gi\u1ea3i ng\u00e2n v\u1ed1n cho vay v\u00e0o t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a b\u00ean th\u1ee5 h\u01b0\u1edfng t\u1ea1i t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p:<\/span><\/span><\/span><\/p>\n

+ Kh\u00f4ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng gi\u1ea3i ng\u00e2n v\u1ed1n cho vay v\u00e0o t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng t\u1ea1i t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n n\u00eau tr\u00ean;<\/span><\/span><\/span><\/p>\n

+ Kh\u00e1ch h\u00e0ng thanh to\u00e1n, chi tr\u1ea3 cho b\u00ean th\u1ee5 h\u01b0\u1edfng (kh\u00f4ng bao g\u1ed3m ph\u00e1p nh\u00e2n) c\u00f3 t\u00e0i kho\u1ea3n thanh to\u00e1n t\u1ea1i t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n v\u1edbi s\u1ed1 ti\u1ec1n vay ghi trong th\u1ecfa thu\u1eadn cho vay c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 100.000.000 \u0111\u1ed3ng.<\/span><\/span><\/span><\/p>\n

2. Ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n v\u1ed1n cho vay b\u1eb1ng ti\u1ec1n m\u1eb7t ch\u1ec9 \u00e1p d\u1ee5ng trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau: <\/span><\/span><\/span><\/p>\n

– Kh\u00e1ch h\u00e0ng thanh toa\u0301n, chi tr\u1ea3 cho b\u00ean thu\u0323 h\u01b0\u01a1\u0309ng (kh\u00f4ng bao g\u1ed3m ph\u00e1p nh\u00e2n) kh\u00f4ng co\u0301 ta\u0300i khoa\u0309n thanh toa\u0301n ta\u0323i t\u00f4\u0309 ch\u01b0\u0301c cung \u01b0\u0301ng di\u0323ch vu\u0323 thanh toa\u0301n;<\/span><\/span><\/span><\/p>\n

– Kh\u00e1ch h\u00e0ng l\u00e0 b\u00ean th\u1ee5 h\u01b0\u1edfng (kh\u00f4ng bao g\u1ed3m ph\u00e1p nh\u00e2n) kh\u00f4ng c\u00f3 t\u00e0i kho\u1ea3n thanh to\u00e1n t\u1ea1i t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n, \u0111\u00e3 \u1ee9ng v\u1ed1n t\u1ef1 c\u00f3 \u0111\u1ec3 thanh to\u00e1n, chi tr\u1ea3 c\u00e1c chi ph\u00ed thu\u1ed9c ch\u00ednh ph\u01b0\u01a1ng \u00e1n, d\u1ef1 \u00e1n kinh doanh ho\u1eb7c ph\u01b0\u01a1ng \u00e1n, d\u1ef1 \u00e1n ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay quy\u1ebft \u0111\u1ecbnh cho vay theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt;<\/span><\/span><\/span><\/p>\n

– Kh\u00e1ch h\u00e0ng thanh to\u00e1n, chi tr\u1ea3 cho b\u00ean th\u1ee5 h\u01b0\u1edfng l\u00e0 t\u1ed5 ch\u1ee9c s\u1eed d\u1ee5ng v\u1ed1n nh\u00e0 n\u01b0\u1edbc.<\/span><\/span><\/span><\/p>\n

Nh\u01b0 v\u1eady, Th\u00f4ng t\u01b0 s\u1ed1 21\/2017\/TT-NHNN l\u00e0 c\u01a1 s\u1edf ph\u00e1p l\u00fd \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng gi\u1ea3i ng\u00e2n v\u1ed1n cho vay \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng tri\u1ec7t \u0111\u1ec3 \u00e1p d\u1ee5ng theo ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n b\u1eb1ng chuy\u1ec3n kho\u1ea3n; h\u1ea1n ch\u1ebf t\u1ed1i \u0111a s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c d\u00f9ng ti\u1ec1n m\u1eb7t. Quy \u0111\u1ecbnh n\u00e0y c\u00f3 \u00fd ngh\u0129a quan tr\u1ecdng trong vi\u1ec7c qu\u1ea3n l\u00fd ti\u1ec1n t\u1ec7, giao d\u1ecbch t\u00e0i ch\u00ednh trong n\u1ec1n kinh t\u1ebf Vi\u1ec7t Nam hi\u1ec7n nay. <\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 29\/12\/2017, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 21\/2017\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n v\u1ed1n cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 01\/04\/2018. Theo \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-696","post","type-post","status-publish","format-standard","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=696"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/696\/revisions"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=696"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=696"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}