Ng\u00e0y 24\/10\/2018, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 25\/2018\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 10\/2015\/TT-NHNN ng\u00e0y 22\/07\/2015 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh v\u1ec1 n\u1ed9i dung c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 55\/2015\/N\u0110-CP ng\u00e0y 09\/06\/2015 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 ch\u00ednh s\u00e1ch t\u00edn d\u1ee5ng ph\u1ee5c v\u1ee5 ph\u00e1t tri\u1ec3n n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n. Th\u00f4ng t\u01b0 n\u00e0y s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 10\/12\/2018.
\n\tTheo \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 25\/2018\/TT-NHNN quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c tr\u1ea3 n\u1ee3 vay do nguy\u00ean nh\u00e2n kh\u00e1ch quan, b\u1ea5t kh\u1ea3 kh\u00e1ng th\u00ec \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng xem x\u00e9t:
\n–\tC\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 tr\u00ean c\u01a1 s\u1edf \u0111\u1ec1 ngh\u1ecb c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 \u0111\u00e1nh gi\u00e1 c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u1ec1 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng;
\n–\tTh\u1eddi gian c\u01a1 c\u1ea5u l\u1ea1i ph\u00f9 h\u1ee3p v\u1edbi chu k\u1ef3 kinh doanh c\u1ee7a kh\u00e1ch h\u00e0ng nh\u01b0ng t\u1ed5ng th\u1eddi gian t\u1ed1i \u0111a kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 th\u1eddi h\u1ea1n cho vay v\u1ed1n ban \u0111\u1ea7u theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00e3 k\u00fd;
\n–\tSau th\u1eddi gian c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3, kh\u00e1ch h\u00e0ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 vay \u0111\u00fang h\u1ea1n v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 th\u00ec t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u1ef1c hi\u1ec7n ph\u00e2n lo\u1ea1i n\u1ee3 \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 ph\u00e2n lo\u1ea1i t\u00e0i s\u1ea3n c\u00f3, m\u1ee9c tr\u00edch, ph\u01b0\u01a1ng ph\u00e1p tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro v\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng d\u1ef1 ph\u00f2ng \u0111\u1ec3 x\u1eed l\u00fd r\u1ee7i ro;
\n–\tCho vay m\u1edbi \u0111\u1ec3 ph\u1ee5c h\u1ed3i s\u1ea3n xu\u1ea5t kinh doanh \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng c\u00f3 d\u1ef1 \u00e1n, ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh kh\u1ea3 thi.
\nC\u00f3 th\u1ec3 th\u1ea5y, c\u00e1c quy \u0111\u1ecbnh m\u1edbi t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 25\/2018\/TT-NHNN s\u1ebd g\u00f3p ph\u1ea7n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho kh\u00e1ch h\u00e0ng vay c\u00f3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n khi g\u1eb7p ph\u1ea3i nh\u1eefng nguy\u00ean nh\u00e2n kh\u00e1ch quan, s\u1ef1 ki\u1ec7n b\u1ea5t kh\u1ea3 kh\u00e1ng d\u1eabn \u0111\u1ebfn vi\u1ec7c kh\u00f4ng th\u1ec3 tr\u1ea3 n\u1ee3 \u0111\u00fang h\u1ea1n theo h\u1ee3p \u0111\u1ed3ng vay, \u0111\u1ed3ng th\u1eddi, g\u00f3p ph\u1ea7n gi\u1ea3m thi\u1ec3u t\u1ec9 l\u1ec7 n\u1ee3 x\u1ea5u, n\u1ee3 kh\u00f3 \u0111\u00f2i \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n","protected":false},"excerpt":{"rendered":"
Ng\u00e0y 24\/10\/2018, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 25\/2018\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 10\/2015\/TT-NHNN ng\u00e0y 22\/07\/2015 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh v\u1ec1 n\u1ed9i dung c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 55\/2015\/N\u0110-CP ng\u00e0y 09\/06\/2015 c\u1ee7a […]<\/p>\n","protected":false},"author":3,"featured_media":6354,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/6353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=6353"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/6353\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media\/6354"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=6353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=6353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=6353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}