{"id":634,"date":"2018-04-01T10:35:19","date_gmt":"2018-04-01T10:35:19","guid":{"rendered":"http:\/\/bizlawyer.com.vn\/quy-dinh-cac-gioi-han-ty-le-bao-dam-an-toan-trong-hoat-dong-cua-to-chuc-tin-dung-chi-nhanh-ngan-hang-nuoc-ngoai"},"modified":"2018-04-01T10:35:19","modified_gmt":"2018-04-01T10:35:19","slug":"quy-dinh-cac-gioi-han-ty-le-bao-dam-an-toan-trong-hoat-dong-cua-to-chuc-tin-dung-chi-nhanh-ngan-hang-nuoc-ngoai","status":"publish","type":"post","link":"https:\/\/bizlawyer.vn\/vi\/quy-dinh-cac-gioi-han-ty-le-bao-dam-an-toan-trong-hoat-dong-cua-to-chuc-tin-dung-chi-nhanh-ngan-hang-nuoc-ngoai","title":{"rendered":"Quy \u0111\u1ecbnh c\u00e1c gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i"},"content":{"rendered":"<p class=\"zw-paragraph\" style=\"margin: 6pt 0cm 0.0001pt; text-align: justify;\"><span style=\"line-height:2;\"><span style=\"font-size:14px;\"><span style=\"font-family:Verdana,Geneva,sans-serif;\"><span style=\"background:white\"><span style=\"color:black\">Ng\u00e0y 28\/21\/2017, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 19\/2017\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 36\/2014\/TT-NHNN ng\u00e0y 20\/11\/2014 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh c\u00e1c gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 12\/02\/2018, ri\u00eang \u0111\u1ed1i v\u1edbi c\u00e1c quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 17 Th\u00f4ng t\u01b0 36\/2014\/TT-NHNN \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung b\u1edfi Th\u00f4ng t\u01b0 19\/2017\/TT-NHNN \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh v\u00e0 tu\u00e2n th\u1ee7 t\u1ef7 l\u1ec7 t\u1ed1i \u0111a ngu\u1ed3n v\u1ed1n ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 cho vay trung h\u1ea1n v\u00e0 d\u00e0i h\u1ea1n k\u1ec3 t\u1eeb ng\u00e0y 1\/1\/2018.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p class=\"zw-paragraph\" style=\"margin: 6pt 0cm 0.0001pt; text-align: justify;\"><span style=\"line-height:2;\"><span style=\"font-size:14px;\"><span style=\"font-family:Verdana,Geneva,sans-serif;\"><span style=\"background:white\"><span style=\"color:black\">Theo \u0111\u00f3, Th\u00f4ng t\u01b0 19\/2017\/TT-NHNN g\u1ed3m 5 \u0110i\u1ec1u s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, g\u1ed3m gi\u1edbi h\u1ea1n c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0, kinh doanh tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p; t\u1ef7 l\u1ec7 mua, \u0111\u1ea7u t\u01b0 tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7, tr\u00e1i phi\u1ebfu \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 b\u1ea3o l\u00e3nh.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p class=\"zw-paragraph\" style=\"margin: 6pt 0cm 0.0001pt; text-align: justify;\"><span style=\"line-height:2;\"><span style=\"font-size:14px;\"><span style=\"font-family:Verdana,Geneva,sans-serif;\"><span style=\"background:white\"><span style=\"color:black\">Quy \u0111\u1ecbnh v\u1ec1 gi\u1edbi h\u1ea1n c\u1ea5p t\u00edn d\u1ee5ng v\u00e0 gi\u1edbi h\u1ea1n g\u00f3p v\u1ed1n, mua c\u1ed5 ph\u1ea7n c\u0169ng \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Th\u00f4ng t\u01b0 quy \u0111\u1ecbnh r\u00f5 c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ch\u1ec9 \u0111\u01b0\u1ee3c c\u1ea5p t\u00edn d\u1ee5ng v\u1edbi th\u1eddi h\u1ea1n \u0111\u1ebfn m\u1ed9t n\u0103m cho kh\u00e1ch h\u00e0ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0, kinh doanh c\u1ed5 phi\u1ebfu v\u00e0 khi c\u1ea5p t\u00edn d\u1ee5ng ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n: \u0110\u1ea3m b\u1ea3o c\u00e1c gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n theo quy \u0111\u1ecbnh; c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u d\u01b0\u1edbi 3%; tu\u00e2n th\u1ee7 \u0111\u1ea7y \u0111\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n tr\u1ecb r\u1ee7i ro theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 c\u1ea5p t\u00edn d\u1ee5ng, h\u1ec7 th\u1ed1ng ki\u1ec3m so\u00e1t n\u1ed9i b\u1ed9 v\u00e0 tr\u00edch l\u1eadp \u0111\u1ee7 s\u1ed1 ti\u1ec1n d\u1ef1 ph\u00f2ng r\u1ee7i ro theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. \u0110\u1ed3ng th\u1eddi, t\u1ed5ng m\u1ee9c d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0, kinh doanh c\u1ed5 phi\u1ebfu c\u1ee7a T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 5% v\u1ed1n \u0111i\u1ec1u l\u1ec7, v\u1ed1n \u0111\u01b0\u1ee3c c\u1ea5p. <\/span><\/span><\/span><\/span><\/span><\/p>\n<p class=\"zw-paragraph\" style=\"margin: 6pt 0cm 0.0001pt; text-align: justify;\"><span style=\"line-height:2;\"><span style=\"font-size:14px;\"><span style=\"font-family:Verdana,Geneva,sans-serif;\"><span style=\"background:white\"><span style=\"color:black\">M\u1ed9t n\u1ed9i dung n\u1ed5i b\u1eadt kh\u00e1c trong Th\u00f4ng t\u01b0 19\/2017\/TT-NHNN l\u00e0 <span style=\"background:white\">Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc n\u1edbi t\u1ef7 l\u1ec7 ngu\u1ed3n v\u1ed1n ng\u1eafn h\u1ea1n cho vay trung, d\u00e0i h\u1ea1n t\u1ed1i \u0111a \u00e1p d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u1eeb 40% l\u00ean 45% k\u1ec3 t\u1eeb ng\u00e0y 1-1-2018<\/span>.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p class=\"zw-paragraph\" style=\"margin: 6pt 0cm 0.0001pt; text-align: justify;\"><span style=\"line-height:2;\"><span style=\"font-size:14px;\"><span style=\"font-family:Verdana,Geneva,sans-serif;\"><span style=\"background:white\"><span style=\"color:black\">Th\u00f4ng t\u01b0 19\/2017\/TT-NHNN c\u0169ng s\u1eeda \u0111\u1ed5i m\u1ed9t s\u1ed1 n\u1ed9i dung quan tr\u1ecdng kh\u00e1c nh\u01b0 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung c\u1ea5u ph\u1ea7n v\u00e0 c\u00e1ch x\u00e1c \u0111\u1ecbnh t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n t\u1ed1i thi\u1ec3u; c\u00e1ch x\u00e1c \u0111\u1ecbnh t\u1ef7 l\u1ec7 kh\u1ea3 n\u0103ng chi tr\u1ea3\u2026<\/span>; <span style=\"color:black\">b\u1ed5 sung m\u1ed9t s\u1ed1 n\u1ed9i dung v\u1ec1 gi\u1ea3i th\u00edch t\u1eeb ng\u1eef; quy \u0111\u1ecbnh n\u1ed9i b\u1ed9, h\u01b0\u1edbng d\u1eabn chi ti\u1ebft, quy \u0111\u1ecbnh c\u00e1ch x\u00e1c \u0111\u1ecbnh, c\u1ea5u ph\u1ea7n m\u1ed9t s\u1ed1 t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n v\u00e0 quy \u0111\u1ecbnh chuy\u1ec3n ti\u1ebfp.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"line-height:2;\"><span style=\"font-size:14px;\"><span style=\"font-family:Verdana,Geneva,sans-serif;\"><span style=\"color:black\"><span style=\"color:black\">Nh\u1eefng n\u1ed9i dung s\u1eeda \u0111\u1ed5i t\u1ea1i Th\u00f4ng t\u01b0 h\u01b0\u1edbng t\u1edbi vi\u1ec7c quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n vi\u1ec7c c\u1ea5p t\u00edn d\u1ee5ng, gi\u1ea3m thi\u1ec3u r\u1ee7i ro trong ho\u1ea1t \u0111\u1ed9ng kinh doanh ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, \u1edf m\u1ed9t chi\u1ec1u h\u01b0\u1edbng kh\u00e1c, vi\u1ec7c Th\u00f4ng t\u01b0 n\u1edbi l\u1ecfng t\u1ef7 l\u1ec7 ngu\u1ed3n v\u1ed1n ng\u1eafn h\u1ea1n cho vay trung, d\u00e0i h\u1ea1n t\u1ed1i \u0111a \u00e1p d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u00e0 \u0111i ng\u01b0\u1ee3c l\u1ea1i v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf, c\u00f3 th\u1ec3 t\u1ea1o ra<span style=\"background:white\"> r\u1ee7i ro ti\u1ec1m \u1ea9n cho c\u1ea3 h\u1ec7 th\u1ed1ng trong t\u01b0\u01a1ng lai, \u0111\u1ed3ng th\u1eddi t\u1ea1o ra s\u1ee9c \u1ef3 v\u00e0 s\u1ef1 l\u1ec7 thu\u1ed9c c\u1ee7a c\u00e1c doanh nghi\u1ec7p khi kh\u00f4ng t\u1ef1 n\u00e2ng cao gi\u00e1 tr\u1ecb b\u1ea3n th\u00e2n \u0111\u1ec3 c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1edbi ngu\u1ed3n v\u1ed1n r\u1ea5t d\u00e0i h\u1ea1n tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e0y 28\/21\/2017, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 19\/2017\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 36\/2014\/TT-NHNN ng\u00e0y 20\/11\/2014 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh c\u00e1c gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-634","post","type-post","status-publish","format-standard","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/634","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=634"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/634\/revisions"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}