{"id":628,"date":"2018-04-01T10:35:15","date_gmt":"2018-04-01T10:35:15","guid":{"rendered":"http:\/\/bizlawyer.com.vn\/ap-dung-lai-suat-cho-vay-dac-biet-0-doi-voi-to-chuc-tin-dung-duoc-kiem-soat-dac-biet"},"modified":"2018-04-01T10:35:15","modified_gmt":"2018-04-01T10:35:15","slug":"ap-dung-lai-suat-cho-vay-dac-biet-0-doi-voi-to-chuc-tin-dung-duoc-kiem-soat-dac-biet","status":"publish","type":"post","link":"https:\/\/bizlawyer.vn\/vi\/ap-dung-lai-suat-cho-vay-dac-biet-0-doi-voi-to-chuc-tin-dung-duoc-kiem-soat-dac-biet","title":{"rendered":"\u00c1p d\u1ee5ng l\u00e3i su\u1ea5t cho vay \u0111\u1eb7c bi\u1ec7t 0% \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t"},"content":{"rendered":"

Ng\u00e0y 26\/01\/2018, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 01\/2018\/TTNHNN quy \u0111\u1ecbnh v\u1ec1 cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 29\/01\/2018.<\/span><\/span><\/span><\/p>\n

Theo \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 01\/2018\/TTNHNN quy \u0111\u1ecbnh v\u1ec1 cho vay \u0111\u1eb7c bi\u1ec7t c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN), B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi Vi\u1ec7t Nam, Ng\u00e2n h\u00e0ng H\u1ee3p t\u00e1c x\u00e3 Vi\u1ec7t Nam, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. <\/span><\/span><\/span><\/p>\n

C\u1ee5 th\u1ec3, Th\u00f4ng t\u01b0 n\u00e0y quy \u0111\u1ecbnh r\u00f5, NHNN cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p: <\/span><\/span><\/span><\/p>\n

Th\u1ee9 nh\u1ea5t,<\/i><\/b> cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ec3 h\u1ed7 tr\u1ee3 thanh kho\u1ea3n \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng khi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 nguy c\u01a1 m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3 ho\u1eb7c l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng trong th\u1eddi gian t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t, bao g\u1ed3m c\u1ea3 tr\u01b0\u1eddng h\u1ee3p t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111ang th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n c\u01a1 c\u1ea5u l\u1ea1i \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t;<\/span><\/span><\/span><\/p>\n

Th\u1ee9 hai,<\/i><\/b> cho vay \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0% \u0111\u1ec3 h\u1ed7 tr\u1ee3 ph\u1ee5c h\u1ed3i \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, ng\u00e2n h\u00e0ng h\u1ee3p t\u00e1c x\u00e3, c\u00f4ng ty t\u00e0i ch\u00ednh, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 theo ph\u01b0\u01a1ng \u00e1n ph\u1ee5c h\u1ed3i \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t;<\/span><\/span><\/span><\/p>\n

Th\u1ee9 ba,<\/i><\/b> cho vay \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0% \u0111\u1ec3 h\u1ed7 tr\u1ee3 ph\u1ee5c h\u1ed3i \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i theo ph\u01b0\u01a1ng \u00e1n chuy\u1ec3n giao b\u1eaft bu\u1ed9c \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t;<\/span><\/span><\/span><\/p>\n

Th\u1ee9 t\u01b0,<\/i><\/b> cho vay \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0% \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 \u0111\u01b0\u1ee3c mua b\u1eaft bu\u1ed9c tr\u01b0\u1edbc ng\u00e0y Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010c\u00f3 hi\u1ec7u l\u1ef1c theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7; Cho vay \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0% \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 \u0111\u01b0\u1ee3c mua b\u1eaft bu\u1ed9c tr\u01b0\u1edbc ng\u00e0y Lu\u1eadt s\u1ed1 17\/2017\/QH14 c\u00f3 hi\u1ec7u l\u1ef1c sau chuy\u1ec3n nh\u01b0\u1ee3ng theo ph\u01b0\u01a1ng \u00e1n chuy\u1ec3n nh\u01b0\u1ee3ng \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t.<\/span><\/span><\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 01\/2018\/TTNHNN c\u0169ng quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi Vi\u1ec7t Nam, Ng\u00e2n h\u00e0ng H\u1ee3p t\u00e1c x\u00e3 Vi\u1ec7t Nam cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. Trong \u0111\u00f3, B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi Vi\u1ec7t Nam cho vay \u0111\u1eb7c bi\u1ec7t theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0% \u0111\u1ec3 h\u1ed7 tr\u1ee3 thanh kho\u1ea3n \u0111\u1ed1i v\u1edbi c\u00f4ng ty t\u00e0i ch\u00ednh, qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 t\u1eeb Qu\u1ef9 d\u1ef1 ph\u00f2ng nghi\u1ec7p v\u1ee5 khi c\u00f4ng ty t\u00e0i ch\u00ednh, qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 c\u00f3 nguy c\u01a1 m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3 ho\u1eb7c l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng tr\u01b0\u1edbc khi ph\u01b0\u01a1ng \u00e1n c\u01a1 c\u1ea5u l\u1ea1i \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t;<\/span><\/span><\/span><\/p>\n

Ngo\u00e0i ra, Ng\u00e2n h\u00e0ng H\u1ee3p t\u00e1c x\u00e3 Vi\u1ec7t Nam cho vay \u0111\u1eb7c bi\u1ec7t theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0% \u0111\u1ec3 h\u1ed7 tr\u1ee3 thanh kho\u1ea3n \u0111\u1ed1i v\u1edbi qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n t\u1eeb Qu\u1ef9 b\u1ea3o \u0111\u1ea3m an to\u00e0n h\u1ec7 th\u1ed1ng qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n khi qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u00f3 nguy c\u01a1 m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3 ho\u1eb7c l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng tr\u01b0\u1edbc khi ph\u01b0\u01a1ng \u00e1n c\u01a1 c\u1ea5u l\u1ea1i \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t; Cho vay \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0% \u0111\u1ec3 h\u1ed7 tr\u1ee3 ph\u1ee5c h\u1ed3i \u0111\u1ed1i v\u1edbi qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n t\u1eeb Qu\u1ef9 b\u1ea3o \u0111\u1ea3m an to\u00e0n h\u1ec7 th\u1ed1ng qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n theo ph\u01b0\u01a1ng \u00e1n ph\u1ee5c h\u1ed3i \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t.<\/span><\/span><\/span><\/p>\n

\u0110\u1ed1i v\u1edbi T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c, vi\u1ec7c cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ec3 h\u1ed7 tr\u1ee3 thanh kho\u1ea3n \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng khi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 nguy c\u01a1 m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3 ho\u1eb7c l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng trong th\u1eddi gian t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t, bao g\u1ed3m c\u1ea3 tr\u01b0\u1eddng h\u1ee3p t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111ang th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n c\u01a1 c\u1ea5u l\u1ea1i \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t; Cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ec3 h\u1ed7 tr\u1ee3 ph\u1ee5c h\u1ed3i \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng theo ph\u01b0\u01a1ng \u00e1n ph\u1ee5c h\u1ed3i, ph\u01b0\u01a1ng \u00e1n chuy\u1ec3n giao b\u1eaft bu\u1ed9c \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t.<\/span><\/span><\/span><\/p>\n

C\u00f3 th\u1ec3 th\u1ea5y, Th\u00f4ng t\u01b0 s\u1ed1 01\/2018\/TTNHNN \u0111\u00e3 t\u1ea1o ra nh\u1eefng \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i h\u01a1n \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t, nh\u1ea5t l\u00e0 trong giai \u0111o\u1ea1t kh\u1eafc ph\u1ee5c kh\u00f3 kh\u0103n, qua \u0111\u00f3 g\u00f3p ph\u1ea7n duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng c\u0169ng nh\u01b0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 c\u1ee7a qu\u1ea3n l\u00fd Nh\u00e0 n\u01b0\u1edbc trong l\u0129nh v\u1ef1c n\u00e0y.<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 26\/01\/2018, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 01\/2018\/TTNHNN quy \u0111\u1ecbnh v\u1ec1 cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 29\/01\/2018. Theo \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 01\/2018\/TTNHNN quy \u0111\u1ecbnh v\u1ec1 cho vay \u0111\u1eb7c […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-628","post","type-post","status-publish","format-standard","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=628"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/628\/revisions"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}