Ng\u00e0y 31\/07\/ 2018 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 16\/2018\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a th\u00f4ng t\u01b0 s\u1ed1 36\/2014\/TT-NHNN ng\u00e0y 20\/11\/2014 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh c\u00e1c gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y ban h\u00e0nh.
\nTheo \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 16\/2018\/TT-NHNN \u0111\u00e3 c\u00f3 nh\u1eefng s\u1eeda \u0111\u1ed5i, b\u1ed5 sung v\u1ec1 t\u1ef7 l\u1ec7 t\u1ed1i \u0111a c\u1ee7a ngu\u1ed3n v\u1ed1n ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 cho vay trung h\u1ea1n v\u00e0 d\u00e0i h\u1ea1n, c\u1ee5 th\u1ec3 nh\u01b0 sau:
\n1.\tD\u01b0 n\u1ee3 c\u00f3 th\u1eddi h\u1ea1n tr\u00ean 01 (m\u1ed9t) n\u0103m:
\n–\tC\u00e1c kho\u1ea3n cho vay, cho thu\u00ea t\u00e0i ch\u00ednh (bao g\u1ed3m c\u1ea3 c\u00e1c kho\u1ea3n cho vay, cho thu\u00ea t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Vi\u1ec7t Nam), tr\u1eeb c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:
\n+ Kho\u1ea3n cho vay, cho thu\u00ea t\u00e0i ch\u00ednh b\u1eb1ng ngu\u1ed3n \u1ee7y th\u00e1c c\u1ee7a Ch\u00ednh ph\u1ee7, c\u00e1 nh\u00e2n v\u00e0 c\u1ee7a t\u1ed5 ch\u1ee9c kh\u00e1c (bao g\u1ed3m c\u1ea3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i kh\u00e1c t\u1ea1i Vi\u1ec7t Nam; ng\u00e2n h\u00e0ng m\u1eb9, chi nh\u00e1nh \u1edf n\u01b0\u1edbc ngo\u00e0i c\u1ee7a ng\u00e2n h\u00e0ng m\u1eb9) m\u00e0 c\u00e1c r\u1ee7i ro li\u00ean quan \u0111\u1ebfn kho\u1ea3n cho vay, cho thu\u00ea t\u00e0i ch\u00ednh n\u00e0y do Ch\u00ednh ph\u1ee7, c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c n\u00e0y ch\u1ecbu;
\n+ Kho\u1ea3n cho vay c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh, d\u1ef1 \u00e1n b\u1eb1ng ngu\u1ed3n vay t\u00e1i c\u1ea5p v\u1ed1n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a Ch\u00ednh ph\u1ee7, Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7.
\n–\tC\u00e1c kho\u1ea3n \u1ee7y th\u00e1c cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i cho vay, cho thu\u00ea t\u00e0i ch\u00ednh m\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u1ee7y th\u00e1c ch\u1ecbu r\u1ee7i ro;
\n–\tC\u00e1c kho\u1ea3n mua, \u0111\u1ea7u t\u01b0 v\u00e0o gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 (bao g\u1ed3m c\u1ea3 tr\u00e1i phi\u1ebfu do C\u00f4ng ty qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng Vi\u1ec7t Nam ph\u00e1t h\u00e0nh), tr\u1eeb gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c giao d\u1ecbch c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc;
\n–\t\u0110\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n cho vay, cho thu\u00ea t\u00e0i ch\u00ednh, \u1ee7y th\u00e1c m\u00e0 c\u00f3 nhi\u1ec1u kho\u1ea3n n\u1ee3 t\u01b0\u01a1ng \u1ee9ng v\u1edbi k\u1ef3 h\u1ea1n tr\u1ea3 n\u1ee3 kh\u00e1c nhau th\u00ec th\u1eddi h\u1ea1n c\u00f2n l\u1ea1i \u0111\u1ec3 t\u00ednh v\u00e0o d\u01b0 n\u1ee3 cho vay trung, d\u00e0i h\u1ea1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi t\u1eebng kho\u1ea3n n\u1ee3 t\u01b0\u01a1ng \u1ee9ng v\u1edbi k\u1ef3 h\u1ea1n tr\u1ea3 n\u1ee3 c\u1ea3u kho\u1ea3n n\u1ee3 \u0111\u00f3.
\n2.\tD\u1ef1 n\u1ee3 g\u1ed1c b\u1ecb qu\u00e1 h\u1ea1n c\u1ee7a kho\u1ea3n cho vay, \u1ee7y th\u00e1c cho vay, cho thu\u00ea t\u00e0i ch\u00ednh, s\u1ed1 d\u01b0 mua, \u0111\u1ea7u t\u01b0 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1.
\nC\u00f3 th\u1ec3 th\u1ea5y, vi\u1ec7c s\u1eeda \u0111\u1ed5i b\u1ed5 sung nh\u1eefng quy \u0111\u1ecbnh v\u1ec1 gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i n\u00f3i chung g\u00f3p ph\u1ea7n c\u00e2n \u0111\u1ed1i ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc, \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh cho c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n c\u00f3 nhu c\u1ea7u vay. <\/p>\n","protected":false},"excerpt":{"rendered":"
Ng\u00e0y 31\/07\/ 2018 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 16\/2018\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a th\u00f4ng t\u01b0 s\u1ed1 36\/2014\/TT-NHNN ng\u00e0y 20\/11\/2014 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh c\u00e1c gi\u1edbi h\u1ea1n, t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi […]<\/p>\n","protected":false},"author":6,"featured_media":5927,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5926","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/5926","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=5926"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/5926\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media\/5927"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=5926"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=5926"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=5926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}