{"id":5664,"date":"2018-07-01T14:55:52","date_gmt":"2018-07-01T14:55:52","guid":{"rendered":"https:\/\/bizlawyer.vn?p=5664"},"modified":"2018-07-01T15:12:56","modified_gmt":"2018-07-01T15:12:56","slug":"quy-dinh-ve-quan-ly-va-su-dung-quy-tich-luy-tra-no","status":"publish","type":"post","link":"https:\/\/bizlawyer.vn\/vi\/quy-dinh-ve-quan-ly-va-su-dung-quy-tich-luy-tra-no","title":{"rendered":"Quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng Qu\u1ef9 T\u00edch l\u0169y tr\u1ea3 n\u1ee3"},"content":{"rendered":"

Ng\u00e0y 26\/06\/2018, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 92\/2018\/N\u0110-CP v\u1ec1 Qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng Qu\u1ef9 T\u00edch l\u0169y tr\u1ea3 n\u1ee3. Ngh\u1ecb \u0111\u1ecbnh n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh k\u1ec3 t\u1eeb ng\u00e0y 01\/07\/2018.<\/p>\n

Theo \u0111\u00f3 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 92\/2018\/N\u0110-CP quy \u0111\u1ecbnh v\u1ec1 Qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng Qu\u1ef9 T\u00edch l\u0169y tr\u1ea3 n\u1ee3, trong \u0111\u00f3 n\u00eau r\u00f5 \u00a0c\u00e1c kho\u1ea3n chi c\u1ee7a Qu\u1ef9 t\u00edch l\u0169y – quy\u0303 ta\u0300i chi\u0301nh ngoa\u0300i ng\u00e2n sa\u0301ch nha\u0300 n\u01b0\u01a1\u0301c tr\u1ea3 n\u1ee3 , \u0111\u01b0\u01a1\u0323c chi cho ca\u0301c tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n

    \n
  1. Chi tra\u0309 n\u01a1\u0323 n\u01b0\u01a1\u0301c ngoa\u0300i, phi\u0301 \u0111\u00f4\u0301i v\u01a1\u0301i khoa\u0309n vay v\u00ea\u0300 cho vay la\u0323i, tr\u01b0\u01a1\u0300ng h\u01a1\u0323p ng\u00e2n sa\u0301ch nha\u0300 n\u01b0\u01a1\u0301c \u0111a\u0303 \u01b0\u0301ng ngu\u00f4\u0300n chi tra\u0309 n\u01a1\u0323 n\u01b0\u01a1\u0301c ngoa\u0300i, Quy\u0303 pha\u0309i hoa\u0300n tra\u0309 ng\u00e2n sa\u0301ch nha\u0300 n\u01b0\u01a1\u0301c ph\u00e2\u0300n \u0111a\u0303 \u01b0\u0301ng;<\/li>\n
  2. \u01af\u0301ng v\u00f4\u0301n \u0111\u00ea\u0309 tra\u0309 n\u01a1\u0323 n\u01b0\u01a1\u0301c ngoa\u0300i \u0111\u00f4\u0301i v\u01a1\u0301i ca\u0301c khoa\u0309n vay v\u00ea\u0300 cho vay la\u0323i, ba\u0309o la\u0303nh Chi\u0301nh phu\u0309 theo quy\u00ea\u0301t \u0111i\u0323nh cu\u0309a Thu\u0309 t\u01b0\u01a1\u0301ng Chi\u0301nh phu\u0309;<\/li>\n
  3. Chi x\u01b0\u0309 ly\u0301 ru\u0309i ro theo quy\u00ea\u0301t \u0111i\u0323nh cu\u0309a Thu\u0309 t\u01b0\u01a1\u0301ng Chi\u0301nh phu\u0309;<\/li>\n
  4. Chi nghi\u00ea\u0323p vu\u0323 qua\u0309n ly\u0301 n\u01a1\u0323 c\u00f4ng t\u01b0\u0300 ngu\u00f4\u0300n thu phi\u0301 qua\u0309n ly\u0301 cho vay la\u0323i, phi\u0301 ba\u0309o la\u0303nh theo nguy\u00ean t\u0103\u0301c kh\u00f4ng tru\u0300ng l\u0103\u0301p v\u01a1\u0301i d\u01b0\u0323 toa\u0301n chi th\u01b0\u01a1\u0300ng xuy\u00ean \u0111\u01b0\u01a1\u0323c ng\u00e2n sa\u0301ch nha\u0300 n\u01b0\u01a1\u0301c \u0111a\u0309m ba\u0309o;<\/li>\n
  5. Sau khi c\u00e2n \u0111\u00f4\u0301i s\u01b0\u0309 du\u0323ng cho ca\u0301c khoa\u0309n chi tr\u00ean, Quy\u0303 \u0111\u01b0\u01a1\u0323c s\u01b0\u0309 du\u0323ng ngu\u00f4\u0300n v\u00f4\u0301n ta\u0323m th\u01a1\u0300i nha\u0300n r\u00f4\u0303i \u0111\u00ea\u0309 cho ng\u00e2n sa\u0301ch nha\u0300 n\u01b0\u01a1\u0301c vay, \u0111\u00e2\u0300u t\u01b0 v\u00f4\u0301n nha\u0300n r\u00f4\u0303i, mua tra\u0301i phi\u00ea\u0301u Chi\u0301nh phu\u0309.<\/li>\n<\/ol>\n

    C\u00f3 th\u1ec3 th\u1ea5y, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 92\/2018\/N\u0110-CP \u0111\u00e3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 ho\u1ea1t \u0111\u1ed9ng qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng Qu\u1ef9 t\u00edch l\u0169y, \u0111\u1eb7c bi\u1ec7t vi\u1ec7c qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd nh\u1eefng kho\u1ea3n chi c\u1ee7a Qu\u1ef9 t\u00edch l\u0169y, \u0111i\u1ec1u n\u00e0y c\u00f3 \u00fd ngh\u0129a r\u1ea5t quan tr\u1ecdng trong vi\u1ec7c \u0111\u1ea3m b\u1ea3o c\u00f4ng khai, minh b\u1ea1ch, \u0111\u1ea3m b\u1ea3o an to\u00e0n, thanh kho\u1ea3n v\u00e0 hi\u1ec7u qu\u1ea3 trong vi\u1ec7c qu\u1ea3n l\u00fd, s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n c\u1ee7a Qu\u1ef9.<\/p>\n

    <\/div>\n","protected":false},"excerpt":{"rendered":"

    Ng\u00e0y 26\/06\/2018, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 92\/2018\/N\u0110-CP v\u1ec1 Qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng Qu\u1ef9 T\u00edch l\u0169y tr\u1ea3 n\u1ee3. Ngh\u1ecb \u0111\u1ecbnh n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh k\u1ec3 t\u1eeb ng\u00e0y 01\/07\/2018. Theo \u0111\u00f3 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 92\/2018\/N\u0110-CP quy \u0111\u1ecbnh v\u1ec1 Qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng Qu\u1ef9 T\u00edch l\u0169y tr\u1ea3 n\u1ee3, trong \u0111\u00f3 n\u00eau […]<\/p>\n","protected":false},"author":6,"featured_media":5653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5664","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/5664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=5664"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/5664\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media\/5653"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=5664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=5664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=5664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}