Ng\u00e0y 10\/5\/2019, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 39\/2019\/N\u0110-CP quy \u0111\u1ecbnh v\u1ec1 t\u1ed5 ch\u1ee9c v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a qu\u1ef9 ph\u00e1t tri\u1ec3n doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba c\u00f3 hi\u1ec7u l\u1ef1c ng\u00e0y 01\/7\/2019.
\nTheo \u0111\u00f3, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 39\/2019\/N\u0110-CP c\u00f3 n\u1ed9i dung n\u1ed5i b\u1eadt l\u00e0 h\u01b0\u1edbng d\u1eabn v\u1ec1 cho vay v\u1ed1n \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba, c\u1ee5 th\u1ec3 nh\u01b0 sau:
\nHo\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a Qu\u1ef9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo th\u1ecfa thu\u1eadn gi\u1eefa Qu\u1ef9 v\u00e0 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba. Doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba vay v\u1ed1n c\u1ee7a Qu\u1ef9 ph\u1ea3i \u0111\u1ea3m b\u1ea3o s\u1eed d\u1ee5ng v\u1ed1n vay \u0111\u00fang m\u1ee5c \u0111\u00edch, ho\u00e0n tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i ti\u1ec1n vay \u0111\u1ea7y \u0111\u1ee7, \u0111\u00fang th\u1eddi h\u1ea1n \u0111\u00e3 th\u1ecfa thu\u1eadn v\u1edbi Qu\u1ef9.
\nC\u00e1c doanh nghi\u1ec7p \u0111\u01b0\u1ee3c vay v\u1ed1n l\u00e0 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba kh\u1edfi nghi\u1ec7p s\u00e1ng t\u1ea1o, doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba tham gia c\u1ee5m li\u00ean k\u1ebft ng\u00e0nh, doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba tham gia chu\u1ed7i gi\u00e1 tr\u1ecb.
\nL\u00e3i su\u1ea5t cho vay tr\u1ef1c ti\u1ebfp b\u1eb1ng 80% m\u1ee9c th\u1ea5p nh\u1ea5t l\u00e3i su\u1ea5t cho vay th\u01b0\u01a1ng m\u1ea1i. M\u1ee9c th\u1ea5p nh\u1ea5t l\u00e3i su\u1ea5t cho vay th\u01b0\u01a1ng m\u1ea1i \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh tr\u00ean c\u01a1 s\u1edf so s\u00e1nh l\u00e3i su\u1ea5t cho vay c\u1ee7a 04 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc v\u00e0 c\u00f3 t\u1ed5ng t\u00e0i s\u1ea3n l\u1edbn nh\u1ea5t t\u1ea1i th\u1eddi \u0111i\u1ec3m x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t cho vay c\u1ee7a Qu\u1ef9.
\nM\u1ee9c cho vay \u0111\u1ed1i v\u1edbi m\u1ed7i d\u1ef1 \u00e1n, ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t, kinh doanh t\u1ed1i \u0111a kh\u00f4ng qu\u00e1 80% t\u1ed5ng m\u1ee9c v\u1ed1n \u0111\u1ea7u t\u01b0 c\u1ee7a t\u1eebng d\u1ef1 \u00e1n, ph\u01b0\u01a1ng \u00e1n. T\u1ed5ng m\u1ee9c cho vay c\u1ee7a Qu\u1ef9 \u0111\u1ed1i v\u1edbi m\u1ed9t doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 15% v\u1ed1n \u0111i\u1ec1u l\u1ec7 th\u1ef1c c\u00f3 c\u1ee7a Qu\u1ef9.
\nTh\u1eddi h\u1ea1n cho vay \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng thu h\u1ed3i v\u1ed1n, kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a doanh nghi\u1ec7p v\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3 c\u1ee7a t\u1eebng d\u1ef1 \u00e1n, ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t, kinh doanh nh\u01b0ng t\u1ed1i \u0111a kh\u00f4ng qu\u00e1 b\u1ea3y 07 n\u0103m
\nNh\u01b0 v\u1eady, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 39\/2019\/N\u0110-CP \u0111\u00e3 \u0111\u01b0a ra c\u00e1c nguy\u00ean t\u1eafc, \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba, v\u1eeba h\u1ed7 tr\u1ee3 \u0111\u01b0\u1ee3c doanh nghi\u1ec7p v\u1eeba t\u1ea1o h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ea3m b\u1ea3o quy\u1ec1n c\u1ee7a Qu\u1ef9.<\/p>\n","protected":false},"excerpt":{"rendered":"
Ng\u00e0y 10\/5\/2019, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 39\/2019\/N\u0110-CP quy \u0111\u1ecbnh v\u1ec1 t\u1ed5 ch\u1ee9c v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a qu\u1ef9 ph\u00e1t tri\u1ec3n doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba c\u00f3 hi\u1ec7u l\u1ef1c ng\u00e0y 01\/7\/2019. Theo \u0111\u00f3, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 39\/2019\/N\u0110-CP c\u00f3 n\u1ed9i dung n\u1ed5i b\u1eadt l\u00e0 h\u01b0\u1edbng d\u1eabn v\u1ec1 cho vay v\u1ed1n \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p nh\u1ecf […]<\/p>\n","protected":false},"author":3,"featured_media":10563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10567","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/10567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=10567"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/10567\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media\/10563"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=10567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=10567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=10567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}