Ng\u00e0y 18\/2019\/TT-NHNN, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh Th\u00f4ng t\u01b0 18\/2019\/TT-NHNN\u00a0s\u1eeda \u0111\u1ed5i\u00a0Th\u00f4ng t\u01b0\u00a043\/2016\/TT-NHNN\u00a0quy \u0111\u1ecbnh cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh do\u00a0Th\u1ed1ng\u00a0\u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 01\/01\/2020.
\nTr\u01b0\u1edbc \u0111\u00f3, Th\u00f4ng t\u01b0 43\/2016\/TT-NHNN ch\u1ec9 quy \u0111\u1ecbnh chung v\u1ec1 bi\u1ec7n ph\u00e1p \u0111\u00f4n \u0111\u1ed1c, thu h\u1ed3i n\u1ee3 d\u1ef1a tr\u00ean c\u00e1c ti\u00eau ch\u00ed l\u00e0 ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1eb7c th\u00f9 c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.
\nV\u00ec v\u1eady, t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 18\/2019\/TT-NHNN \u0111\u00e3 c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 h\u01a1n v\u1ec1 bi\u1ec7n ph\u00e1p \u0111\u00f4n \u0111\u1ed1c, thu h\u1ed3i n\u1ee3, c\u1ee5 th\u1ec3 l\u00e0: \u201cBi\u1ec7n ph\u00e1p \u0111\u00f4n \u0111\u1ed1c, thu h\u1ed3i n\u1ee3 ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1eb7c th\u00f9 c\u1ee7a kh\u00e1ch h\u00e0ng, quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 kh\u00f4ng bao g\u1ed3m bi\u1ec7n ph\u00e1p \u0111e d\u1ecda \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng, trong \u0111\u00f3 s\u1ed1 l\u1ea7n nh\u1eafc n\u1ee3 t\u1ed1i \u0111a 05 (n\u0103m) l\u1ea7n\/01 (m\u1ed9t) ng\u00e0y, h\u00ecnh th\u1ee9c nh\u1eafc n\u1ee3, th\u1eddi gian nh\u1eafc n\u1ee3 do c\u00e1c b\u00ean th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng cho vay ti\u00eau d\u00f9ng nh\u01b0ng ph\u1ea3i trong kho\u1ea3ng th\u1eddi gian t\u1eeb 7 (b\u1ea3y) gi\u1edd \u0111\u1ebfn 21 (hai m\u01b0\u01a1i m\u1ed1t) gi\u1edd; kh\u00f4ng nh\u1eafc n\u1ee3, \u0111\u00f2i n\u1ee3, g\u1eedi th\u00f4ng tin v\u1ec1\u00a0vi\u1ec7c thu h\u1ed3i n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kh\u00f4ng c\u00f3 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 cho c\u00f4ng ty t\u00e0i ch\u00ednh, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u00f3 y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt; b\u1ea3o m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt\u201d.
\nNh\u00ecn chung, vi\u1ec7c ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 18\/2019\/TT-NHNN l\u00e0 ph\u00f9 h\u1ee3p, \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u th\u1ef1c ti\u1ec5n hi\u1ec7n t\u1ea1i, kh\u00f4ng nh\u1eefng nh\u1eb1m b\u1ea3o v\u1ec7 nh\u1eefng c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c \u0111ang c\u00f3 quan h\u1ec7 t\u00edn d\u1ee5ng t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, m\u00e0 c\u00f2n h\u01b0\u1edbng \u0111\u1ebfn nh\u1eefng ng\u01b0\u1eddi li\u00ean quan c\u1ee7a c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c tr\u00ean, nh\u1eb1m h\u1ea1n ch\u1ebf nh\u1eefng \u1ea3nh h\u01b0\u1edfng ti\u00eau c\u1ef1c t\u1eeb nh\u1eefng bi\u1ec7n ph\u00e1p thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n","protected":false},"excerpt":{"rendered":"
Ng\u00e0y 18\/2019\/TT-NHNN, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh Th\u00f4ng t\u01b0 18\/2019\/TT-NHNN\u00a0s\u1eeda \u0111\u1ed5i\u00a0Th\u00f4ng t\u01b0\u00a043\/2016\/TT-NHNN\u00a0quy \u0111\u1ecbnh cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh do\u00a0Th\u1ed1ng\u00a0\u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 01\/01\/2020. Tr\u01b0\u1edbc \u0111\u00f3, Th\u00f4ng t\u01b0 43\/2016\/TT-NHNN ch\u1ec9 quy \u0111\u1ecbnh chung v\u1ec1 bi\u1ec7n ph\u00e1p \u0111\u00f4n […]<\/p>\n","protected":false},"author":3,"featured_media":10090,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10094","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bai-viet"],"_links":{"self":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/10094","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/comments?post=10094"}],"version-history":[{"count":0,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/posts\/10094\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media\/10090"}],"wp:attachment":[{"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/media?parent=10094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/categories?post=10094"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizlawyer.vn\/vi\/wp-json\/wp\/v2\/tags?post=10094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}